The 7 best places to buy contacts online using insurance, HSA, and FSA (2024)

Our top pick: 1-800 Contacts

Shop for contact lenses at 1-800 Contacts

Originally launched in 1995 via phone (hence the phone number as the brand's name), 1-800 Contacts is one of the oldest and most well-known places to buy contacts.

The brand has since expanded to an online platform and hosts more than 250 brands of contact lenses.

In addition to the wide range of brands available, 1-800 Contacts' biggest perk is its price-match guarantee. If you find the same brand of contacts cheaper elsewhere, you can contact them for a price adjustment, making them our top pick for where to buy contacts online.

Right now, you can save 30% on your first order of contacts.

Insurance: 1-800 Contacts accepts HSA, FSA, or vision insurance through 1-800 Contacts, as long as your plan covers the cost of contacts.

Read our full 1-800 Contacts review here.

GlassesUSA.com

Shop for contact lenses at GlassesUSA

GlassesUSA.com is one of our favorite places to shop for prescription eyewear because of its variety of name brands and affordable prices. We love them for contacts for the same reasons, too. You'll find all of the top brands with options for daily, monthly, yearly, and even colored contacts.

GlassesUSA.com also makes it easy to reorder your favorite contacts at whatever frequency is best for you, and with a price match guarantee, free shipping, and free returns, there are no downsides to ordering here.

Right now, you can get 25% off your first order with the promo code "CONTACTS25" or a 10-pack trial of GlassesUSA.com's Vista Plus contacts for only $1.

Insurance: GlassesUSA.com accepts insurance from these major providers. You can also use FSA and HSA dollars to buy prescription eyeglasses, prescription sunglasses, and contact lenses.

Warby Parker

Shop for contacts at Warby Paker

Warby Parker is known for its affordable glasses that are available online and in-store at its many brick-and-mortar locations. You'll find the same shopping experience for its contacts, too.

Warby Parker carries an in-house brand of contacts called Scout, along with a host of other name-brand options.

Scout contacts are a great choice for people who wear daily contacts and are looking for a more cost-effective alternative to name brands. The lenses are designed to be comfortable and breathable with long-lasting hydration.

Right now, you can get 15% off your first order of any contact lens brand, plus free shipping with no promo code needed.

If you're interested in trying Scout by Warby Parker, you can request afree trialthroughWarby Parker's Virtual Vision Testor bybooking an in-person eye exam at a location nearby. You will need a Scout prescription to receive a trial pack and a 90-pack order.

Insurance: Warby Parker accepts FSA and HSA dollars for contact lenses.

Hubble

Shop for contact lenses at Hubble

With very few alternatives to expensive name-brand contacts, Hubble is one of the most popular affordable contact lens startups. Unless you're tied to using a very specific brand, Hubble's daily contacts are a great way to save money.

Hubble is also a solid choice if you're a fan of automation since it offers a subscription option. You can get started with a 15-pair trial of Hubble contacts for $1, and after that, the $39 monthly subscription continues to keep prices affordable. If you use a name brand, you can still order them through Hubble, but the main advantage of using Hubble is just how cheap its generic contacts are.

You can easily cancel or modify your subscription if you don't need more. This is a great feature for people who alternate between glasses and contacts and for whom a typical 30-day supply lasts longer than a month.

Right now, you can save up to 60% on other name-brand contacts for your first order.

Insurance: If your FSA or HSA card is affiliated with a major credit card, you can use it to purchase contacts. Hubble doesn't deal with insurance companies directly, but you can use the receipt to apply for reimbursement with providers.

Walgreens

Shop for contact lenses at Walgreens

You might not think of a chain pharmacy like Walgreens for contacts since they're not available in-store, but there are plenty of options online.

You'll find top brands and everything from daily and monthly disposable contacts to color contacts and multifocal contacts. One of the biggest benefits of shopping at Walgreens over other retailers is the consistent promo codes. While many places offer price match guarantees, the convenience of getting low prices without having to contact customer service for a price adjustment is important to consider.

New customers can save 30% on their first order. Even after your first order, Walgreens' many promotions make it a good place to consider ordering from. Right now, you can save 20% on all contact orders with the promo code "DEAL20" at checkout.

After you've placed an order, Walgreens will save your previous purchases to make reordering them easy. Walgreens is also the perfect place to shop for care items like contact solutions and lens cases, so you can conveniently get essentials whenever you need them.

Insurance: Walgreens accepts HSA and FSA on contact orders.

Lensabl

Shop for contact lenses at Lensabl

Lensabl is best known for its replacement eyeglass lenses. The service comes in handy if you're looking for a cost-effective way to upgrade your prescription without having to repeatedly buy your favorite frames again or if you're adding a prescription to a pair of frames that were originally non-prescription. Lensabl also sells traditional prescription glasses (frames with lenses) and contact lenses, making it the one-stop shop for all of your eyewear needs.

If you're someone who alternates between glasses and contacts, Lensabl might be the place to shop for you. The site stocks all of the top brands for contact lenses and has options including spherical contacts, toric lenses for astigmatism, and multifocal lenses for presbyopia.

Lensabl does not price-match contacts, but the brand offers an eyewear and contacts plan called Lensabl+ that's a simple and affordable way to make sure all of your vision needs are met without having insurance.

Plans start as low as $7.99 per month and include a one-year supply of contacts, one frame including prescription lenses or one prescription lens replacement, credit for an eye exam/contacts fitting or an online vision test for prescription renewal, and up to 25% off additional Lensabl purchases. Note that $7.99 per month is not the standard for plans including contacts.

Insurance: Lensabl accepts Linneo insurance payments online. You can also submit for reimbursement with these insurance providers.

Contacts Direct

Shop for contact lenses at Contacts Direct

Contacts Direct is one of the biggest contacts suppliers in the US, and its massive selection of available brands ensures you'll find the contacts you need.

When shopping online, you can choose to buy individual boxes, 3-month, 6-month, or 12-month supplies depending. Customizable ordering options paired with a price match guarantee, plus this gives you the flexibility to order quantities that make sense for you.

Right now you can save 15% on all orders and get free shipping by using the promo code "MYCONTACTS" at checkout.

Insurance: Contacts Direct accepts FSA, HSA, and a variety of in-network insurance providers. If your insurance is out of network, you can contact Contacts Direct to discuss how you can use your benefits.