14 Clothing Stores That Accept Checks Online + How to Pay (2024)

There are a few clothing stores that accept checks or electronic checks as a form of payment for online shopping.

Additionally, if you link your checking account to PayPal, you can pay by electronic check online at any store that accepts PayPal.

Below, we have more information about how to pay with a check online, and we list the clothing stores that accept checks for online payments.

Ways to Pay With Checks Online

Most online stores accept major debit and credit cards as payment, and many now accept other digital payment methods such as Apple Pay, Google Pay, and Samsung Pay, but some will also let you pay by check.

There are three ways you can do this:

Paper Check by Mail

In some cases, you may be able to place your order online and then mail a paper check to the company. Once the company receives and processes your check, it’ll ship your purchase to you.

Electronic Check (eCheck)

Some online stores will allow you to make payments directly from your checking account through an electronic fund transfer (EFT), either as an eCheck or bank transfer.

Typically, you’ll have to enter your checking account and routing numbers at checkout (instead of a credit or debit card number) or contact your bank to initiate a transfer.

eCheck via PayPal

You can pay by check online at any store that accepts PayPal using funds drawn directly from your checking account.

For this method, you’ll need to link a PayPal account to your bank account by following these steps:

  1. Create a free PayPal account online (or log in if you already have a PayPal account).
  2. Select “Link a bank or card.”
  3. Enter your bank account information. You’ll need both your checking account number and bank routing number.
  4. Verify your checking account. PayPal makes two small deposits of less than $1 to your account. You’ll need to enter these amounts to verify your account before you can use PayPal to pay by check. The verification process typically takes around three to five business days.[1]

Once you’ve verified your checking account, you can pay by electronic check anywhere PayPal is accepted.

What We Recommend

Amazon tops our list because it allows customers to shop for clothing from a wide range of third-party retailers, and it accepts electronic checks (directly from a bank account) as payment.

The List

The following clothing stores accept PayPal, mail-in checks, and/or electronic checks for online purchases.

We’ve ordered the list starting with the best overall options.

14 Clothing Stores That Accept Checks Online + How to Pay (1)

1. Amazon

  • Online check method: Electronic transfer/check[2]
  • How to pay by check: You can add a personal checking account during the Shipment and Payment stage of the checkout process. You’ll need to type in your routing and account numbers as well as the bank account holder’s name, address, and driver’s license number.[2]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (2)

2. Walmart

  • Online check method: PayPal[3]
  • How to pay by check: At checkout, select the PayPal option and sign in to your account.[3]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (3)

3. Fashion Nova

  • Online check method: PayPal or Amazon Pay[4]
  • How to pay by check:
    • PayPal: At checkout, select the PayPal option and sign in to your account.[4]
    • Amazon Pay: At checkout, select Amazon Pay and sign in to your account, then select your bank account.[4]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (4)

4. Gap

  • Online check method: PayPal or Amazon Pay[5]
  • How to pay by check:
    • PayPal: At checkout, select the PayPal option and sign in to your account.[5]
    • Amazon Pay: At checkout, select Amazon Pay and sign in to your account.[5]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (5)

5. Old Navy

  • Online check method: PayPal and Amazon Pay[6]
  • How to pay by check:
    • PayPal: At checkout, select the PayPal option and sign in to your account.[6]
    • Amazon Pay: At checkout, select Amazon Pay and sign in to your account.[6]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (6)

6. Athleta

  • Online check method: PayPal or Amazon Pay[7]
  • How to pay by check:
    • PayPal: At checkout, select the PayPal option and sign in to your account.[7]
    • Amazon Pay: At checkout, select Amazon Pay and sign in to your account.[7]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (7)

7. Cabela’s

  • Online check method: PayPal or paper check by mail[8][9]
  • How to pay by check:
    • Electronic check: Call customer service at (800) 237-4444.[8]
    • Paper check by mail: Send your order and check or money order to Cabela’s Order Processing at the address provided on the Cabela’s website.[9]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (8)

8. QVC

  • Online check method: Paper check by mail[10]
  • How to pay by check: At checkout, choose the “Check/Money Order” option and mail your paper check to the address provided. QVC must receive your check within 10 days of placing your order, or it will cancel your order.[10]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (9)

9. Foot Locker

  • Online check method: PayPal[11]
  • How to pay by check:Choose “PayPal” as your payment method at checkout or scan your QR code with the PayPal app for touch-free payment.[11][12]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (10)

10. Milanoo

  • Online check method: PayPal or EFT/bank transfer[13]
  • How to pay by check:
    • PayPal: At checkout, select the PayPal option and sign in to your account.[13]
    • Bank transfer: Using the banking information provided on Milanoo’s website, contact your bank to initiate the transfer. Then, log in to your Milanoo account and fill in the payment information.[13]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (11)

11. AliExpress

  • Online check method: PayPal[14]
  • How to pay by check:Choose “PayPal” as your payment method at checkout.[15]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (12)

12. Banana Republic

  • Online check method: PayPal[16]
  • How to pay by check: At checkout, select the PayPal option and sign in to your account.[16]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (13)

13. Big Lots

  • Online check method: PayPal[17]
  • How to pay by check: At checkout, select the PayPal option and sign in to your account.[17]
  • Start shopping

14 Clothing Stores That Accept Checks Online + How to Pay (14)

14. Kmart

  • Online check method: PayPal[18]
  • How to pay by check: At checkout, select the PayPal option and sign in to your account.[18]
  • Start shopping

Clothing Stores That Don’t Accept Checks Online

While some clothing stores accept checks online, others will only accept debit, credit, or gift cards for online payments.

The following stores don’t accept checks or PayPal for online purchases:

  • Kohl’s[19]
  • Sears[20]

For more information about shopping online, see our post on other shopping sites that accept checks online.

14 Clothing Stores That Accept Checks Online + How to Pay (2024)

FAQs

How can I pay online with a check? ›

A check doesn't have to be a printed document. An eCheck is an electronic document that contains all the same information. For example, you can pay online in some cases by entering all the information—including the routing and account numbers—to create an eCheck that also instructs the bank.

Can you buy stuff with checks online? ›

Some merchants let you pay directly with a checking account when shopping online—Amazon is one example—while others, like eBay, may accept checks. But unfortunately, many online retailers don't take checking account details or checks.

Does anyone pay by check anymore? ›

Paper checks accounted for just 3.8% of consumer transactions in 2022, according to data from the Federal Reserve Bank of Atlanta. However, there are still some situations when you may want to use paper checks.

What can I buy with a check? ›

You can use checks to pay for almost anything. As long as the recipient (or payee) agrees to accept a check, that's all that matters. If you buy groceries, pay insurance premiums, or pay rent, a personal check is probably an acceptable form of payment.

Where can I pay with my routing and account number? ›

Online Stores That Accept Routing and Account Numbers for Payment
  • Amazon.
  • Walmart.
  • Microsoft Store.
  • Overstock.com.
  • Best Buy.
  • Target.
  • Important Considerations:
  • Choosing the Right Option:
Feb 24, 2024

What money app accepts checks? ›

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account. No check cashing lines. No take-backs. No worries.

What can I buy online with my account and routing number? ›

Sites You Can Pay With Routing and Account Number

Amazon allows you to pay directly from your bank account. eBay via PayPal and sometimes via bank. Macy's via PayPal. Best Buy via PayPal.

What checks can you deposit online? ›

What types of checks can I deposit? You can deposit checks payable in U.S. dollars and drawn at any U.S.-based bank, including personal, business, and most government checks.

Where can you still pay with checks? ›

Where do we still use checks?
activedescriptionCheck
ServicesHairdressers, auto repair, dry cleaning9 9 9
FinanceMortgage, credit card, bank and insurance payments7 7 7
TelecommunicationsTelephone, internet, cable, streaming, theaters6 6 6
AccommodationHotels, motels, RV parks, campsites2 2 2
17 more rows
Sep 15, 2023

What stores are not accepting checks anymore? ›

Checks are becoming increasingly rare. And the big retailer Target announced it'll stop accepting personal checks starting next week. That adds to a list of major businesses, such as Whole Foods, Aldi, Old Navy and Lululemon. PFEIFFER: So, A, they still want our money, just not by check.

Is Target no longer accepting checks? ›

Target will stop accepting personal checks from customers starting July 15, the latest retailer to stop taking the increasingly rare form of payment and to try to make checkout less cumbersome for shoppers. The company cited “extremely low volumes” of checks in a statement to CNN.

How to pay with a check online? ›

How to Pay by Check Online — A Step-by-Step Guide:
  1. Select Your Items: Add your desired items to your cart on the retailer's website.
  2. Choose Check Payment: At checkout, select the option to pay by check. ...
  3. Provide Information: Enter your checking account details, including the bank routing number and account number.
Jun 10, 2024

Where can I shop online with an eCheck? ›

Amazon. Amazon, one of the largest online retailers, accepts eChecks as a payment method. To use an eCheck on Amazon, customers must link their bank account to their Amazon account. Once linked, they can select their bank account as the payment method during checkout.

Can I pay with a check at Walmart online? ›

Walmart offers a variety of payment options for both in-store and online shoppers, including traditional methods like cash and checks, as well as modern solutions like PayPal.

Can you pay someone with a check online? ›

eChecks work similarly to paper checks. Instead of writing your check by hand and mailing it, you can fill out your information online and send the check electronically.

Can I write a check to myself and deposit online? ›

Yes, you can do so by naming yourself as the recipient. That's one way to move money from one bank account to another. Either deposit the check at your new bank or use its mobile check deposit service, if it has one.

What checks Cannot be deposited online? ›

The following are not eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), non-American Express traveler's checks, cash, checks that are ...

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